Privacy Policy

Effective Date: January 1, 2025

At A&B Risk Managers, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your data when you visit our website or engage with our services.

Information We Collect

We may collect the following types of information:

• Personal Information: Name, email address, phone number, mailing address, and other contact details.
• Business Information: Company name, insurance needs, and relevant documentation.
• Usage Data: IP address, browser type, pages visited, and time spent on our site.
• Cookies and Tracking Technologies: Used to enhance user experience and analyze website traffic.

 How We Use Your Information

We use the information we collect to:

• Provide and manage insurance services
• Respond to inquiries and provide customer support
• Process applications and filings
• Improve our website and services
• Comply with legal and regulatory obligations

 Sharing Your Information

We do not sell your personal information. We may share data with:

• Insurance carriers and partners for quoting and policy issuance
• Regulatory bodies for compliance and filings
• Service providers who assist in website operations and data management

SMS Terms of Service
By opting into SMS from a web form or other medium, you are agreeing to receive SMS messages from A&B Risk Managers. This includes SMS messages for account notifications. Message frequency varies. Message and data rates may apply. See privacy policy at www.abriskmanagers.com. Message HELP for help. Reply STOP to any message to opt out.

Data Security

We implement appropriate technical and organizational measures to protect your data from unauthorized access, disclosure, alteration, or destruction.

 Your Rights

You have the right to:

• Access and update your personal information
• Request deletion of your data (subject to legal obligations)
• Opt out of marketing communications

Third-Party Links

Our website may contain links to third-party sites. We are not responsible for the privacy practices of those sites and encourage you to review their policies.

Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date.

 Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at:

📧 Email: beth@abriskmanagers.com
📞 Phone: 800-518-1839